Hospitalization due to diseases, corona virus treatment and hospitalization due to accidents are also covered in this policy. Some diseases will have waiting periods as well. You can read the exhaustive list of coverages here. You are also eligible for any expenses incurred on out patient basis prior to the hospitalizatoin (pre hospitalization expeneses) and for any expenses incurred on follow up treatment post your event of hospitalization ( post hospitlization expenses). The limit for the number of days covered and pre and post hospitalization expenses are stated on the policy wordings here.