It is a plan designed to provide foolproof  coverage. The plan is pretty simple. It is a health insurance policy with a sum insured of Rs. 1 Crore. We will pay your hospital bills (and other related costs) up to Rs. 1 Cr. if you need to get hospitalised for any possible reason as mentioned in your health plan. Unlike other policies, you do not have to pay anything out of your pocket and you do not have to wait 2 years/ 4 years for claiming.