Diagnosis of illness often requires a person to undergo some tests or take some medicines. A person may also be required to take additional tests and medication after getting discharged. As long as all these expenses are linked to an event of hospitalisation, the policy typically covers expenses for 60 days before hospitalisation and 120 days post hospitalisation unless specified otherwise in the terms and conditions of the policy. To avail these benefits, the patient needs to be hospitalised for at least 24 hours and the illness should be covered as per the policy's terms.